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Cut-Off Times
All times listed below are listed as Central Standard Time (CST).
Online Banking
- Account Transfers 7:00 PM
Bill Pay
- Bill Pay items are processed at 7:00 AM and 2:00 PM each business day.
- Payments submitted after the 2:00 PM cut-off will be processed at 7:00 AM on the next business day.
Remote Deposits
Remote deposits may be reviewed for approval before crediting your account.
- Remote Deposit Capture merchant deposits 6:00 PM*
- Check Deposit via Mobile App 6:00 PM*
*Deposits after 4:00 PM may be credited on the following business day if a deposit exception occurs.
Wire Transfers
- Domestic 4:00 PM
- International 3:00 PM
- Treasury Solutions Wires are processed four times each business day at the following times:
- 10:00 AM
- 12:00 PM
- 2:00 PM
- 4:00 PM
ACH Origination
- File submissions 4:00 PM
Positive Pay Exception Review
- ACH items 12:00 PM - 3:00 PM
- Check items 7:00 AM - 11:00 AM